Idenity Theft (Identity)
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Amazingly enough in this world of security fanatics we can’t stop one of the worst crimes ever to hit the nation. Idenity theft is one of the worst crimes for the individual victimized and the businesses compromised. It has taken over the nation and compromised our way of living long enough. I think more needs to be done to secure up peoples lives and credit history for this US nation to progress.

Idenity theft happens in many ways. The most common is for a thief to steel your wallet or purse.

If you are keeping too much information in your wallet then you may never get your identity back totally. It might be sold to a hundred people that use it whenever they get a chance. Common things that should not be in your wallet are: Social Security Card, Birth Certificate, Tax and Financial information, and Credit Card Pins. Do not keep these in your possession unless you have to. They contain information that a thief can use to obtain fraudulent credit, drivers licenses, and even a Social Security Card in your name. They can then walk into your bank with the false ID and empty your bank account, write checks, and even take out a loan on your house. They will walk away with your money and will leave you with the bill and your credit rating in destruction.

The best thing to do is not to put yourself at risk for thieves. Don’t take ID that you don’t need. Shred unneeded documents that contain your Social Security number, Birth dates, Mother’s Maiden name, and other financial info. Make it hard for a thief to steel your idenity and they will look for someone else who will be an easier target. In this world a little bit of paranoia is essential. Ask why people need information about you. Only give information that is required for applications. It will save you a lot of trouble in the long run because you will not have to hunt down a person that posses as you messing up your credit wherever they can.

My wife and I have had several letters from companies lately that have been hacked and computers stolen with our information possibly compromised. It can happen to anyone so check your credit report often and make sure all the accounts are valid and current. Here is a link to the website to check your credit report once a year for free. There are other websites that charge for this free service so here is a link to the real one.

Enjoy and let me know what you think with a post or email.

Watch Idenity Theft Video.

More info on Idenity Theft and F.T.C. link.